Terms of ServiceLast Updated: 2024-11-07Welcome to Insurtechs.io! By accessing or using our website, you agree to comply with and be bound by the following Terms of Service ("ToS"). These terms govern your use of Insurtechs.io Inc ("we," "us," "our"). Please read them carefully.1. Ownership of Content All content on Insurtechs.io, including podcasts, videos, and other media, is either owned or licensed by Insurtechs.io Inc. Unauthorized use, reproduction, or distribution of any content without written permission is strictly prohibited.2. User Types We offer three types of accounts: - General Users: Create accounts to access, view content, and build preferences. - Content Publishers: Publish content on Insurtechs.io, subject to vetting and approval by our team. - Business Accounts: Create accounts for paid sponsorships on episodes or content collaborations.3. Account Creation and Content Access Certain content is restricted to users with accounts. Currently, there are no paid or subscription features, but creating an account may provide access to exclusive content.4. Advertising and Affiliate Links Our website includes advertisements and affiliate links, which generate revenue for Insurtechs.io. We may receive compensation for purchases made through these links.5. Analytics and Data Collection We use Google Analytics and in-house tools to analyze website usage and improve user experience. By using the website, you consent to our data collection practices. For more information, refer to our separate Privacy Policy.6. User Conduct and Restrictions Users are prohibited from: - Reproducing, distributing, modifying, or republishing any content without permission. - Misusing or abusing features, including creating fake accounts or impersonating others.7. Disclaimer of Liability Content on Insurtechs.io is provided for informational purposes only. We do not guarantee the accuracy or completeness of any content, and we are not liable for any errors, omissions, or actions taken by users based on the content. Use of our website is at your own risk.8. DMCA and Copyright Policy If you believe that any content on our site infringes your copyright, please contact us with the relevant details. We will promptly review and address claims in accordance with the Digital Millennium Copyright Act (DMCA).9. Modifications to Terms We reserve the right to modify these Terms of Service at any time. Users will be notified of changes via email (where applicable) and a notice on our website. The "Last Updated" date at the top of this document reflects the most recent changes.10. Jurisdiction These terms are governed by the laws of the State of Delaware. Any disputes arising out of or related to these terms shall be brought in the courts of Delaware.11. Contact Us If you have questions about these terms, please contact us at [email protected].
Privacy PolicyLast Updated: 2024-11-07Insurtechs.io Inc ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, Insurtechs.io. Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site.1. Information We Collect We collect information about you in a variety of ways, including:- Personal Data: When you register for an account, we may collect personally identifiable information such as your name, email address, and any other contact information you choose to provide. - Usage Data: We automatically collect certain information about your device and browsing activity, including your IP address, browser type, operating system, access times, and pages viewed. - Cookies and Tracking Technologies: We use cookies and similar tracking technologies (such as Google Analytics) to monitor and analyze website traffic and to understand user preferences.2. How We Use Your Information We use the information we collect for various purposes, including:- To provide and maintain our services. - To improve user experience and customize the content available on the website. - To communicate with you regarding your account or any inquiries. - To perform data analytics and improve website performance. - To display advertisements and affiliate links that may be of interest to you.3. Disclosure of Your Information We may share your information in the following situations:- Service Providers: We may share your information with third-party vendors that help us provide services (such as hosting or analytics). - Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. - Legal Requirements: We may disclose your information when required to do so by law or to respond to legal requests.4. Cookies and Tracking Technologies We use cookies and other tracking technologies to personalize user experiences, understand usage patterns, and improve our website's functionality. Users can choose to set their web browser to refuse cookies or alert you when cookies are being used. If you do not accept cookies, some parts of our website may not function properly.5. Data Security We implement reasonable security measures to protect the information we collect. However, please be aware that no data transmission over the Internet or electronic storage system is 100% secure. We cannot guarantee the security of your personal information.6. Your Privacy Rights Depending on your location, you may have certain rights regarding the information we hold about you, including the right to access, correct, or delete your personal data. If you would like to exercise these rights, please contact us at [email protected].7. Third-Party Websites Our website may contain links to third-party websites, including advertisers and affiliate partners. We are not responsible for the privacy practices or content of these external websites. We encourage users to review the privacy policies of any third-party sites they visit.8. Children's Privacy Our website is not directed toward children under the age of 13, and we do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us, and we will delete such information from our systems.9. Changes to This Privacy Policy We reserve the right to update or modify this Privacy Policy at any time. We will notify users of changes by updating the "Last Updated" date at the top of this policy and posting the changes on our website.10. Contact Us If you have questions about this Privacy Policy, please contact us at [email protected].
